Scott & Associates Debt Collectors Have You Concerned? Scott & Associates P.C. is a Texas-based legal practice specializing in third parties’ debt collection.
Consumer complaints have been filed with S&A alleging breaches of the Fair Debt Collection Practices Act (FDCPA), including threatening to take steps that are not lawful and using false or misleading language in an attempt to collect a debt.
If S&A has approached you, make sure you know your rights before acting.
Is Scott & Associates P.C. a scam?
They’re the real deal!
According to the Better Business Bureau, Scott & Associates P.C. was created in 2000.
In May 2010, the BBB created a profile page for S&A, and the company has been a BBB-accredited business since July 2010.
S&A is a collection agency, legal firm, and collection attorney firm that goes by the name Michael J. Scott. S&A’s yearly revenue is estimated to be $9.8 million, with 135 people at its headquarters, according to Buzzfile.
S&A is a “multi-state legal recovery law practice addressing the requirements of national, state, and municipal financial institutions throughout the southeastern and northeastern United States,” according to the company’s website.
“S&A is committed to conducting business professionally and honestly with all customers…and strives to provide a pleasant and professional experience every time,” the firm states.
S&A’s website does not disclose a lot of in-depth information regarding their business procedures.
“We are motivated by cutting-edge technology and our commitment to compliance and security,” says the company providing a fair consumer experience.”…to offer client-specific strategies with best-in-class outcomes,” they say.
According to their website, S&A “maintains a strong focus on assisting its clients through the use of enterprise data technology, a rigorous compliance strategy, and a commitment to customer service.”
Scott & Associates offers a ” hardship program ” for debts incurred as a consequence of hardship, disagreement, or fraud, Scott & Associates offers a “hardship program.”
According to S&A, they “understand that each consumer’s position is unique” and that “distinct circumstances surround every person’s life.”
Consequently, S&A offers “an easy and open approach for dealing with financial or medical challenges, as well as concerns about disputes and fraud” to consumers. They also mention “many avenues of communication,” such as the internet, phone, mail, and email.
What is the total number of complaints filed against Scott & Associates P.C.?
The BBB has closed 26 complaints against Scott & Associates P.C. in the last three years, with eight complaints closed in the previous 12 months.
The majority of the complaints were about billing and collections issues, but six also mentioned customer service issues.
The Consumer Financial Protection Bureau (CFPB) had closed 48 complaints against S&A as of April 2015. At least two civil cases involving S&A are listed on Justia.
Scott & Associates P.C. Calling You?
Federal laws protect you. The Fair Debt Collection Practices Act (FDCPA) governs collection agency behavior by forbidding abusive or threatening language, harassment, and the collection of a debt using false or misleading information.
The Fair Credit Reporting Act (FCRA) governs how collection agencies and creditors report unpaid accounts to credit bureaus.
The Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act are two more consumer protection statutes.
But here’s the catch: you have to litigate to enforce your rights or collect money for infractions. Individuals like you can use these laws to sue for monetary damages in court.
The FDCPA, for example, permits consumers who have been wronged to collect up to $1,000 in damages, plus attorney fees and court expenses.
Also Read: Johnson Mark LLC
Want to Stop Debt Collection Harassment Now?
- Third-party collection organizations are calling you many times every week.
- Debt collectors are calling you early in the morning or late at night.
- You’re getting calls from a debt collection firm at work.
- Debt collectors are phoning your neighbors, friends, and employees.
- Collectors threaten you with assault, a lawsuit, or an arrest if you don’t pay up.
- A debt collector will collect more money from you than you owe.
- Adverse credit reporting is being threatened against you.
- An effort is made to frighten you by a debt collector.
- Accusations of criminal activity have been leveled against you.
- During a collection effort, foul language was used.
- In an attempt to collect, automated robocalls are being made to your phone.
Is it a decent place to work at Scott & Associates?
Based on over 17 anonymous employee evaluations, Scott & Associates receives a 3.1 out of 5-star rating.
Employees would refer Scott & Associates to a friend 53% of the time, and 40% had a favorable perspective on the company. Over the previous 12 months, this rating has dropped by -3 percent.
Does Scott & Associates pay their employees well?
Scott & Associates workers give their salary and perks a 2.5 out of 5 rating in anonymous Glassdoor evaluations. Learn more about Scott & Associates’ salary and benefits. Over the previous 12 months, this rating has dropped by -8 percent.
What services are available from Scott AND Associates OF Texas?
AS A FINANCIAL ADVISING BUSINESS, Scott AND Associates OF Texas may offer a wide range of financial planning services to Americans.
By building a thorough financial plan and managing your investment portfolio, financial advisers assist you in achieving your life objectives, such as saving for retirement.
Tax, estate, retirement, and life-event planning, such as preparing for college, getting married, buying a home, paying off debt, or planning an inheritance, are all examples of financial planning services.
Are Suttell and Hammer real?
If you are served with a lawsuit by a Suttell and Hammer agent, you may wonder, “Who are Suttell and Hammer?”
They are, after all, a law practice that specializes in representing substantial financial companies.
Multiple Complaints Filed Against Suttell and Hammer
When collecting unpaid bills, Suttell and Hammer do not have a good track record.
Several customers have filed complaints with the Better Business Bureau against the legal practice.
Consumers have also filed complaints with the Consumer Financial Protection Bureau against Suttell and Hammer, in addition to the BBB (CFPB).
Respond to the Collections Lawsuit Promptly and Proactively
You might be feeling overwhelmed by the possibility of going to court and battling against an extensive legal practice if Suttell and Hammer sued you.
Do not be concerned.
You have a strong chance of reaching an out-of-court settlement or perhaps winning in court if you are proactive and follow some basic actions to reply to the collection case. SoloSuit is here to assist you through the process.
If you get a Summons and Complaint, you must react to the case and file your answer with your court as soon as possible.