Suttell and Hammer settlement

What is Suttell & Hammer?

Suttell & Hammer, P.S. is a Washington-based legal practice that focuses on third-party debt collection.

Consumer complaints have been filed with S&H alleging breaches of the Fair Debt Collection Practices Act, including harassment and threats of taking steps that are not permitted. If this business has approached you, make sure you know your options before acting.

Is Suttell & Hammer a scam?


They’re the real deal. According to the Better Business Bureau, Suttell & Hammer, P.S. was created in 1986 and incorporated in 2003. In 2007, the Better Business Bureau began a profile page for S&H. Suttell, Hammer and White, P.S., is noted as an alternate company name for S&H, a collection attorney firm.

S&H’s yearly revenue is estimated to be $9.5 million, with 62 people at its headquarters, according to Buzzfile.

According to their website, S&H “strives to be the foremost creditors-rights law firm in the West…by providing the highest quality and efficient legal representation to…clients.”

S&H “utilizes cutting-edge technologies to rapidly execute while preserving security and compliance” in an “ever-changing economic situation.”

S&H’s website has no more information regarding its business methods or clientele. A link to the online payment portal, contact information, and a disclaimer identifying S&H as a debt collector and informing consumers of their right to request debt verification may all be found on the front page.

How many people have filed complaints against Suttell & Hammer?

The BBB has closed seven complaints against Suttell & Hammer in the last three years, including two in the previous year. All of the complaints said that there were issues with billing and collections.

The Consumer Financial Protection Bureau (CFPB) has closed two complaints against S&H since November 2017. At least three civil lawsuits involving S&H are listed on Justia.

Suttell & Hammer Calling You?

Federal laws protect you. The Fair Debt Collection Practices Act (FDCPA) governs collection agency behavior by forbidding abusive or threatening language, harassment, and the collection of a debt using false or misleading information.

The Fair Credit Reporting Act (FCRA) governs how collection agencies and creditors report unpaid accounts to credit bureaus. The Telephone Consumer Protection Act and the Consumer Financial Protection Act are two other consumer protection statutes.

But here’s the catch: you have to litigate to enforce your rights or collect money for infractions. Individuals like you can use these laws to sue for monetary damages in court.

The FDCPA, for example, permits consumers who have been wronged to collect up to $1,000 in damages, plus attorney fees and court expenses.

Also Read: Johnson Mark LLC

Stop Debt Collection Harassment

  • Third-party collection organizations are calling you many times every week.
  • Debt collectors are calling you early in the morning or late at night.
  • You’re getting calls from a debt collection firm at work.
  • Debt collectors are phoning your neighbors, friends, and employees.
  • Collectors threaten you with assault, a lawsuit, or an arrest if you don’t pay up.
  • A debt collector will collect more money from you than you owe.
  • Adverse credit reporting is being threatened against you.
  • An effort is made to frighten you by a debt collector.
  • Accusations of criminal activity have been leveled against you.
  • During a collection effort, foul language was used.
  • In an attempt to collect, automated robocalls are being made to your phone.
  • The Fullman Firm, California’s Leading Debt Relief Attorneys, can help you.


Please don’t put it off any longer!

Take immediate action to avoid a default judgment being entered against you. Allowing a debt collector to take your bank accounts, garnish your salary, or place a lien on your property is a bad idea.

In response to the lawsuit, write a reply.

Only a well-prepared answer will fight back against the debt collector, putting you in a position to win or reach a reasonable settlement. Have you received any Admissions Requests or Interrogatories? We will prepare your answer.

Where’s the Evidence?

  • Request a copy of the debt collector’s file.
  • You and your Attorney Have a Direct Relationship
  • You will have the exact attorney throughout the case, and you will be able to contact them directly via phone or email.

Is it a nice place to work at Suttell & Hammer?

Suttell & Hammer currently has a 2.4 out of 5-star rating based on 42 anonymous employee evaluations. Thirty percent of workers would suggest Suttell & Hammer to a friend, and twenty-eight percent had a favorable perspective on the company.

Over the previous 12 months, this rating has dropped by -3 percent.

Does Suttell & Hammer pay their employees well?

Suttell & Hammer employees give their salary and perks a 2.3 out of 5 rating in anonymous Glassdoor evaluations. Learn more about Suttell & Hammer’s pay and bonuses. Over the last year, this rating has dropped by 2%.

Verify That It’s Your Debt

Please inquire about the caller’s reliability by asking about her name, company, phone number, and business location, according to Kuehnhoff.

Check whether the firm is listed in your state requires debt collectors to be licensed. If your state doesn’t have a registration system, look for it in a neighboring state or use the Nationwide Multistate Licensing System database.

You also have the right to request that the collector verify the debt. Within five days of contacting you, collection firms must send you a “validation letter” detailing the debt amount, creditor, and what to do if you believe there is an error.

You have 30 days from the day you received the first written notification to write a verification letter requesting further debt information.

Sample letters are available on the Consumer Financial Protection Bureau’s website. If the collection agency refuses to provide this information, it’s a clear indication that something is wrong.

A “stop contact” or “cease” letter, which instructs third-party debt collectors to stop contacting you about the debt, is another letter you may send.

As a result, the collector will only be allowed to get you to confirm that it has stopped communicating with you or that it is suing you. Keep in mind, adds Kuehnhoff, that a stop letter won’t erase a legitimate debt. “If you have a valid debt, it won’t go away,” she explains.

Send these letters certified mail with a copy kept for your records.

Understand Your Rights

When speaking with a debt collector on the phone, you have rights as a borrower. Collectors are prohibited from harassing or misrepresenting you under the Fair Debt Collection Practices Act, or FDCPA.

What a debt collector cannot do is:

  • A debt collector is prohibited from harassing you or using obscene words.
  • The collector is unable to deceive you.
  • He can’t threaten you with arrest or deportation.
  • A debt collector cannot contact you before 8 a.m. or after 9 p.m.

Take notes and document the time, date, and person with whom you spoke while speaking with a debt collector, advises Amy Loftsgordon, foreclosure, collections, and debt management editor at Nolo, a producer of do-it-yourself legal books and software.